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Who Can Become a Member?


Any person who lives, works, is educated, or worships on the island of Oahu.


Immediate family/household members of a person who lives, works, is educated, or worships on the island of Oahu.


All it takes is a $1 processing fee and a $5 minimum balance to open your PHFCU Savings Account.

Some Features and Benefits
Free 24/7 PHFCU Online Banking
Free & Unlimited 24/7 PHFCU Online Bill Payment
Free 24/7 Member Telephone Service
No Service Fee/No Minimum Balance Checking
No Service Fee/$5 Minimum Deposit Savings
Free PHFCU Debit MasterCard
Free Coin Counting/Depositing Services (up to $100 per day after April 1, 2010)
Free Money Orders (1 per day)
Free American Express Travelers Cheques
Notary Services
No Yearly Fee/Low APR PHFCU Visa Card
Up to 8 Year Terms on Auto Loans
Home Equity Lines of Credit
Access to Over 300 ATM Locations on Oahu through BANKOH
Low Motorcycle Loan Rates
Convenient Saturday & Evening Hours
Free Cashier's Checks (1 per day)
Free Check Cashing
Low Fee Safe Deposit Boxes
High Yield Savings Certificate Rates
Access to Over 4,000 Locations Throughout the World with Shared Branching
Overdraft Protection (Approval Required)
Check Imaging (with PHFCU Online Banking)
E-Statements (with PHFCU Online Banking)
PLUS SO MUCH MORE!
   
Also...Introducing Some New Services
Consolidated Theatre Screensavers
PHFCU Visa Online Billpayment

Special PHFCU Member Discounts from Local and National Companies including Sprint, America Saves, Farmers Insurance Hawaii, Costco, Sam's Club, Get Away Today Vacations

 

For a complete listing of PHFCU's Schedule of Fees, please click here.

** The Schedule of Fees listing is in Portable Document Format (PDF) which can be read by Acrobat Reader.  If you don't have Acrobat Reader, you can get Acrobat free.

  

Questions? Give us a call at (808) 73PHFCU (737-4328) or send us an e-mail.

 

Accessing Funds

     Five convenient branch locations on Oahu

     Saturday and evening banking hours

     Worldwide ATM access

     Hawaii Shared Branching Network

     National and International Shared Branching

     24 Hour access via PHFCU Online
     24 Hour access via Member Telephone Service at  (808) 422-9415

 

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Copyright © 1998 Pearl Harbor Federal Credit Union